On October 17, 2005 the new Bankruptcy Abuse Prevention and Consumer Protection Act became law.  The new law requires the consumer to attend a credit counseling session to discuss their financial situation and learn about alternatives to bankruptcy before filing for it.  This is known as Pre-filling Counseling.   The law also requires that a financial management course be completed before the debt can be discharged by the court to help avoid future debt issues.  This is known as Post-filing Education.

Trillium Family Solutions (TFS) has been approved through the United States Trustee for Region 9 to provide Post-filing Education: Debtor Personal Financial Management Instruction in the following judicial districts: Ohio, Northern and Ohio, Southern

Curriculum Goals

TFS will be teaching a curriculum provided through the American Center for Credit Education.  This curriculum is titled Money in Motion.  The goals from provision of this instruction are as follows:

• Participants will gain the skills they need to handle their finances responsibly.
• Participants will gain the confidence they need to make wise financial decisions.
• Participants will know what to do, should they experience financial distress.

The American Center for Credit Education wants you to understand their commitment to your personal privacy and the use of information received in connection with the Money in Motion Instruction.  Any information that is linked to their site will be governed by the privacy policy of that site and any questions related to the sites use of information should be directed there.  It is the intention of the American Center for Credit Education to partner with the most trusted sites on the Web to provide you with their services.  If you have concerns regarding the sites linked from our website, please contact them directly. Click here to visit www.acce-online.com/moneyinmotion and print out their privacy notice for your records. Participants attending the classroom instruction will be provided a printed copy of this notice.

Trillium Family Solutions looks forward to working with you for Post�Filing Education compliance.  Please feel free to contact the agency if you have any questions or would like to register for classroom or online instruction. 

 

Here are commonly used forms related to bankruptcy education.  To view or print any of these related forms click on the related form.